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A lot of people think that their occupation does not have any influence on the amount of the insurance premiums. However, it is wrong to think in that way. In reality the occupation has a big impact on the rates.
There are a lot of factors that influence that amount and since the occupation is one of the most important, sometimes there is even discrimination on the basis of the occupation. For example, scientists, actors and pilots are often charged less in comparison with the businessman, lawyers or brokers since they are involved in stress and very often talk on the phone while driving. It means that they belong to the group of high risks and pay higher rates.
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