24th
July
2010
Understanding Long-term Disability Insurance
Disability insurance substitutes an insured person’s income in the event that he or she happens to become disabled due to injury or illness.
Group disability insurance is often broken down into two areas, long-term and short-term provision. Short-term policies in most cases cover the individual from the first day of disability up to the 120th day. Disability continuing from 120 days up to the age of 65 is covered in the long-term disability insurance.
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